MTN Ghana, in collaboration with Mobile Money Ltd and Access Bank Ghana PLC, has introduced a new device financing initiative called “MTN Pick and Pay Later.” This service allows customers to acquire smartphones with an initial payment and spread the remaining cost over 4 to 6 months using MTN Mobile Money (MoMo).

Noel Kojo-Ganson - Chief Commercial Officer MTN Ghana
Noel Kojo-Ganson – Chief Commercial Officer MTN Ghana

Eligible customers can access this service by dialing *170#, selecting Financial Services, and choosing “Device Pick and Pay Later” under the Loans section. Smartphone options are tailored based on a credit scoring engine that evaluates customers’ creditworthiness through the MTN network.

Mr. Noel Kojo-Ganson, MTN’s Chief Commercial Officer, highlighted the initiative’s goal of providing affordable access to smartphones, enabling high-speed internet services, and supporting digital lifestyles. The partnership with Access Bank and Mobile Money Ltd aims to lower communication barriers and foster financial inclusion.

Matilda Asante-Asiedu, Group Head of Retail Banking at Access Bank Ghana, emphasized the importance of this initiative, noting that it bridges the financing gap for individuals who qualify for credit but lack access. The service aligns with Access Bank’s vision of empowering individuals through innovative financial solutions.

The “Pick and Pay Later” service also involves partnerships with Hollard Insurance, PaySwitch, and Atlantic Phones, ensuring enhanced customer experience. Customers can choose from a variety of smartphones, from entry-level to mid-tier 4G models, making digital connectivity and financial services more accessible across Ghana.

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